Your Quotes

Welcome to our brand new car insurance comparison service, we have partnered with a number of great providers who would love to offer you a better deal, why not take us for a spin?

Car insurance brands we work with

We’ve teamed up with a number of great providers, including:

AdmiralHastingsByMilesAutonetSwintonFreedom
Complete Car ExpressHedgehogBeWiserElephantGoGirlBell

All you need to know about how your car insurance is calculated

How does my job affect my car insurance?

Insurers look at what you do for a living as another way to judge how likely you are to claim. If your work involves long hours on the road, they’ll see you as a higher risk, so you’ll most likely have to pay more as a result. Estate agents for example, fall into this bracket, as do footballers.

However, there are some job titles that are similar but would be offered different premiums. So, if your job could be described by more than one category, it’s worth comparing quotes for each option to see if one is cheaper. However, remember your details must be accurate and not misleading in any way – otherwise you risk invalidating your policy.

How does the make and model of my car affect my car insurance?

The pricier the car, the pricier your premium is likely to be. More expensive models will cost your insurance provider more to replace or repair, so they’ll factor this in when calculating your insurance.

To get an idea of what models will mean a higher premium it’s worth checking your vehicle’s car insurance group. Also, bear in mind any unnecessary car modifications, like spoilers, alloy wheels or expensive car stereo systems, can also affect insurance costs and you must declare these. If you’re unsure check with your insurer.

How does my age affect my car insurance premiums?

Unfortunately, when it comes to car insurance, age is not just a number. Insurers look at statistics based on your age and how likely it is you’ll make a claim. Young people between 17 and 25 are a high risk age range which means their car insurance is often expensive. There are options that can bring the cost down such as telematics car insurance.

How does my address affect my car insurance?

There are a number of statistics from your area that insurance providers look at to work out how likely you are to make a claim. These include general driving behaviour, the crime rate, how busy your area is and the average number of claims (legit and fraudulent). Please bear in mind, this score won’t be used by insurers to calculate your pricing, it’s designed to give you a rough idea of where you stand.

How can I reduce the cost of my car insurance?

The best way to make sure you’re not paying over the odds for your car insurance is to compare quotes from multiple insurance providers.

Don’t forget to look out for the number of add-ons that you might decide you don’t need. A policy with additional bells and whistles that are nice to have but not a necessity, will come at a higher cost. You can also increase your voluntary excess to bring your premium down lower (there’ll be a compulsory excess too, so make sure you can afford both if you need to make a claim).

Will “add-ons” have an effect on my car insurance?

Most of the time they do, yes. When you’re choosing your policy you need to weigh up whether they’re important to you or not. But it’s worth bearing in mind that by removing them you might save money now but it could cost you more further down the line.

Here’s a list of the types of add-ons that could impact the cost of your car insurance:

  • Windscreen cover
  • Key cover for stolen or lost keys
  • Breakdown cover
  • Personal possessions cover
  • Courtesy car
  • Driving abroad
  • Personal accident
  • Protected no claims discount
  • Legal protection